The “One Big Beautiful Tax Bill” Isn’t the Problem—But This Might Be

You may have seen headlines recently about something called the “One Big Beautiful Tax Bill.” (We had two emails on it last week.)

This bill has been labeled as either a much-needed economic catalyst and a fiscal time bomb. But here’s the truth: the bill itself isn’t the real issue.

The U.S. has been on a bumpy fiscal road for years—and that road just got a little rockier.

Credit rating agencies and bond markets aren’t reacting to one piece of legislation. They’re reacting to years of debt accumulation, political gridlock, and economic uncertainty. 

➡️ For business owners like you and me, this is a signal.💥

We’re heading into a period of volatility in both tax policy and the investment landscape. And I think we are talking about tectonic shift. 

As a 25 year veteran tax strategist, I’m seeing two clear imperatives right now:

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1. Get Your Tax Strategy Right

With revenue gaps widening and deficits ballooning, we are sensing tectonic change—even if they’re not obvious today. That makes it critical to:

• Lock in deductions and credits - whatever that looks like when the dust settles
  
• Structure your business for flexibility (think S Corp vs. C Corp vs. LLC)
  
• Use income-shifting and tax deferral strategies proactively—not reactively (crucial!)
  

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2. Align Your Investment Strategy with Policy Risk

Protect your wealth from economic and policy shifts. That might mean:

• Allocating differently to account for inflation and interest rate changes
  
• Using tax-advantaged vehicles like IRAs, HSAs, or insurance wrappers
  
• Considering asset classes that thrive in uncertainty (and keeping an eye on those that don’t)
  

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If you’ve been thinking, “I should really sit down and get my arms around this,” now is the time.

Let me know if you'd like to schedule a call to map out a plan that works for your business and your long-term goals.

We don’t know what Congress will do next—but we do know this: being unprepared is no longer an option.

When you are ready, schedule time here.